
These widely varying differences in services provided can create situations where critical coverage that is needed is missing or cause home health agencies to over-pay for insurance premiums based upon a level of care they do not provide. Neither situation is acceptable.
We understand that a home health agency is NOT a nursing home (or assisted living, adult foster care, etc) nor should it be insured like one. The differences are fundamental but not always recognized by insurance companies. This ignorance can result in denied access to programs and/or inappropriate pricing.
We believe it is critical that your home health agency be represented by an independent commercial insurance agency that is a health care expert. If you are not getting the expertise of a qualified health care agency or would like to learn more about our agency and the programs we offer, please give us a call.